When You’re Eligible for Benefits

Full-time Employees

You can enroll in TEAM benefits if you’re a regular, full-time employee who is U.S.-based and U.S.-paid and consistently works at least 30 hours per week. You must enroll for your benefits within 60 days of your date of hire. Your coverage will begin the first of the month following continuous employment.

You are eligible for the following benefits:

  • Medical
  • Health Savings Account (HSA), if you enroll in the Consumer-Driven Health Plan (CDHP)
  • Dental
  • Vision
  • Reimbursement accounts (also known as Flexible Spending Accounts or FSAs)
  • Life and accidental death and dismemberment (AD&D) insurance
  • Short-Term Disability (STD) and Long-Term Disability (LTD)
  • Employee Assistance Program (EAP)
  • Health Advocate
  • Travel assistance
  • Legal coverage
  • Critical illness insurance
  • Perks at Work discount program
  • 401(k) retirement savings program

Casual Employees

You can enroll in TEAM benefits if you’re a temporary, full-time employee who is U.S.-based, U.S.-paid and meets the initial measurement period. You must enroll for your benefits within 60 days of your eligibility date. Your coverage will begin the first of the month following continuous employment.

To be eligible for health benefits, you must have worked at least an average of 30 hours per week (130 hours per month) during the 11 consecutive months following your first day of employment. Coverage will begin the first of the month following 12 months of continuous employment.

You are eligible for the following benefits:

  • Medical
  • Dental
  • Vision
  • Health Savings Account (HSA), if you enroll in the Consumer-Driven Health Plan (CDHP)
  • Employee Assistance Program (EAP)

Who You Can Cover

If you enroll for coverage, you can also enroll the following dependents:

  • Your legal spouse or domestic partner
  • Your children up to age 26, regardless of student status, including:
    • Natural children, stepchildren, legally adopted children and children placed with you for adoption
    • Children who are the subject of a Qualified Medical Child Support Order (QMCSO) issued to you
    • Children for whom you or your spouse are the legal guardian
  • Your disabled children of any age, if unmarried and mentally or physically handicapped, incapable of self-care, incapable of self-sustaining employment (if disabled before age 26) and enrolled in the plan prior to age 26

Dependent Audit

Covering ineligible dependents under our TEAM medical plans drives up our costs. In 2019, TEAM will conduct a dependent audit and may require you to submit documentation (such as a birth certification or marriage license) that verifies a dependent’s eligibility. Ineligible dependents will be dropped from coverage, and you will be responsible for any claims paid by the medical plan for that dependent.