Dental Plan at a Glance
Here’s a look at what’s covered and what you pay. You can see any provider, but you will save money if you use BCBSTX in-network providers. Find one by visiting bcbstx.com or calling 800-521-2227.
Here’s a look at what you will pay when you need care.
| Dental PPO | |
| Deductible (The amount you must pay before the plan begins paying benefits for non-preventive care.) | |
| Individual | $100 |
| Family | $300 |
| You pay | |
| Preventive:1 Routine exams, cleanings and X-rays | $0, no deductible2 |
| Basic: Fillings, simple extractions, oral surgery | 20% after deductible2 |
| Major: Crowns, complex extractions, oral surgery, root canal therapy, bridges | 50% after deductible2 |
| Orthodontics: Dependent children only | 50% after deductible2 |
| Annual maximum (The most the plan will pay in a calendar year.) | |
| Per person | $1,500 |
- Routine exams, cleanings and X-rays are two per calendar year.
- Out-of-network benefits are paid according to a “reasonable and customary” schedule. If you use an out-of-network dentist, you could receive an additional bill for the difference between what the plan pays and what the dentist charges.
Paycheck Costs
Here are your premium costs for the Dental PPO.
| Dental PPO | ||
| Bi-weekly | Monthly | |
| Employee only | $13.15 | $28.49 |
| Employee and spouse | $27.73 | $60.09 |
| Employee and children | $33.13 | $71.78 |
| Employee and family | $47.72 | $103.40 |